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How Much Does It Cost to File for Bankruptcy?

admin 2020.08.13 12:43 Views : 258

There are different fees for different kinds of bankruptcy. You should start by referencing the Department of Justice Bankruptcy Information Sheet to determine what kind of bankruptcy you will need to file.

 

Effective December 1, 2016, the fees to file a bankruptcy petition are as follows:

 

Chapter 7: $335

Liquidation under the bankruptcy law in which a debtor’s assets are sold, creditors are paid, and debtor is freed from debts.

Chapter 11: $1,717

Debtor-proposed reorganization of debt to keep business alive and pay creditors over time.

Chapter 12: $275

Adjustment of debts for financially distressed family farmer or fisherman to carry out plan to repay all or part of their debts.

Chapter 13: $310

Adjustment of debt for an individual with regular income to keep property and pay debts over a three- to five-year period.

The above fees are generally due when you file your bankruptcy petition, however, you may qualify for a fee waiver if:

 

you are unable to make installment payments, and

your income is below 150 percent of the official poverty guideline for the size of your household.

If you do not qualify for a fee waiver, you may still be eligible to pay your fee through an installment plan. If approved, your payment schedule will consist of four or fewer payments and the entire amount will be due within 120 days of your filing date.

 

Bankruptcy.jpg

 

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