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부동산

Check Your Understanding-Answers

  1. How much is the loan origination fee and what does it cover? 

    The loan origination fee is typically 1% of the loan amount. It covers the lender's cost for generating the loan.
     
  2. What kind of problem can result from a straight loan? 

    A straight loan is an interest-only loan. If the property doesn't appreciate in value over time, the borrower could end up with less in proceeds on the sale than what he needs to pay off the loan.
     
  3. What kinds of limits are placed on the interest rate in an adjustable rate mortgage?

    Interest rate caps limit the amount of interest the borrower can be charged. Periodic caps limit the amount the rate can change at any one time. Overall (or aggregate) caps limit the amount the interest can increase over the life of the loan.
     
  4. Describe a reverse annuity mortgage. 

    With this type of mortgage, the lender makes payments to the borrower. Popular among senior citizens who are on fixed incomes and would like to benefit from their home's equity without having to sell. 
No. Subject Date Views
Notice 부동산 용어사전 2019.04.15 2147
Notice 부동산 용어 (A to Z) 2019.03.03 1379
261 Chapter 9 Conclusion 2019.04.15 77
260 Chapter 9 Quiz 2019.04.15 165
259 Real Estate Practice - 21 (Understanding-Answers) 2019.04.16 59
258 Real Estate Practice - 22 (Understanding-Answers) 2019.04.16 85
257 Chapter 10 Conclusion 2019.04.16 99
256 Chapter 10 Quiz 2019.04.16 169
255 Real Estate Practice - 23 (Understanding-Answers) 2019.04.16 77
254 Real Estate Practice - 24 (Understanding-Answers) 2019.04.16 56
253 Chapter 10 Conclusion 2019.04.16 91
252 Chapter 11 Quiz 2019.04.16 222
» Real Estate Practice - 25 (Understanding-Answers) 2019.04.26 862
250 Real Estate Practice - 26 (Understanding-Answers) 2019.04.26 65
249 융자 프로그램의 종류 2019.04.26 63
248 Real Estate Practice - 27 (Understanding-Answers) 2019.04.26 84
247 Chapter 12 Conclusion 2019.04.26 173
246 Chapter 12 Quiz 2019.04.26 284
245 Real Estate Practice - 28 (Understanding-Answers) 2019.04.26 99
244 Real Estate Practice - 29 (Understanding-Answers) 2019.04.27 66
243 Real Estate Practice - 30 (Understanding-Answers) 2019.04.27 71
242 Chapter 13 Conclusion 2019.04.27 202
241 Chapter 13 Quiz 2019.04.27 205
240 Real Estate Practice - 31 (Understanding-Answers) 2019.04.27 95
239 Real Estate Practice - 32 (Understanding-Answers) 2019.04.27 80
238 Chapter Conclusion Chapter 14 2019.04.27 154
237 Chapter 14 Quiz 2019.04.27 598
236 Real Estate Practice - 33 (Understanding-Answers) 2019.04.29 99
235 Chapter 15: Using Real Estate Assistants Summary 2019.04.29 90
234 Chapter 15 Quiz 2019.04.29 160
233 Real Estate Practice - 34 (Understanding-Answers 2019.04.29 86
232 Real Estate Practice - 35 (Understanding-Answers 2019.04.29 94