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부동산

Real Estate Practice - 29 (Understanding-Answers)

2019.04.27 19:14 Views : 62

Check Your Understanding-Answers

 

  1. If lenders intend to sell mortgages in the secondary market, what must they do? 

    Use the standardized procedures - called uniform procedures - outlined in the Fannie Mae and Freddie Mac forms.
     
  2. List the steps of underwriting. 

    Qualify the buyer. 
    Qualify the property. 
    Decide yes or no to the loan.
     
  3. What makes up a mortgage? 

    A mortgage has two parts: debt and security for the debt.
     
  4. What actions does a lender take to sell a mortgage in the secondary market? 

    The original lender signs the note over to a third party investor or other mortgage company and then executes a document called an assignment of mortgage. 
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