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부동산

Check Your Understanding-Answers

  1. What is the basic purpose of Truth in Lending - Regulation Z? 

    Give buyers information about the true cost of obtaining credit, so that borrowers can compare the costs of various lenders. 
     
  2. What is the right to rescind and what is not covered by this rule? 

    The borrower has a right to cancel the transaction by notifying the lender within three days. This does not apply to residential first mortgage loans. 
     
  3. What are the penalties for violating Regulation Z? 

    Twice the amount of the finance charge or a minimum of $100, up to a maximum of $1,000. 
    Also court costs, attorney fees and actual damages. 

    Willful violation of regulation Z is a misdemeanor that is punishable by a fine of up to $5,000 or one year in prison, or both. 
     
  4. What does ECOA prohibit? 

    Discrimination against applicants on the basis of race, color, religion, national origin, sex, marital status, age or dependency on public assistance
No. Subject Date Views
Notice 부동산 용어사전 2019.04.15 2147
Notice 부동산 용어 (A to Z) 2019.03.03 1379
201 Real Estate Law 8 2019.05.05 119
200 Real Estate Law 9 2019.05.05 112
199 Real Estate Law 10 2019.05.05 87
198 Real Estate Law 11 2019.05.05 130
197 Real Estate Law 12 2019.05.05 111
196 Real Estate Law 13 2019.05.05 102
195 Real Estate Law 14 2019.05.05 247
194 Chapter 3 Summary 2019.05.05 160
193 Quiz 3 2019.05.05 7928
192 Real Estate Law 15 2019.05.06 119
191 Real Estate Law 16 2019.05.06 111
190 Real Estate Law 17 2019.05.06 103
189 Real Estate Law 18 2019.05.06 108
188 Real Estate Law 19 2019.05.06 105
187 Real Estate Law 20 2019.05.06 108
186 Real Estate Law 21 2019.05.06 91
185 Quiz 4 2019.05.06 6192
184 Real Estate Law 22 2019.05.07 90
183 Real Estate Law 23 2019.05.07 101
182 Real Estate Law 24 2019.05.07 113
181 Real Estate Law 25 2019.05.07 83
180 Real Estate Law 26 2019.05.07 93
179 Real Estate Law 27 2019.05.07 85
178 Real Estate Law 28 2019.05.07 90
177 Real Estate Law 29 2019.05.07 177
176 Quiz 5 2019.05.07 9036
175 Real Estate Law 30 2019.05.07 106
174 Performance and Forbearance / Default and Breach 2019.05.08 147
173 Real Estate Law 31 2019.05.08 306
172 Real Estate Law 32 2019.05.08 141