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부동산

Check Your Understanding-Answers

  1. What is the basic purpose of Truth in Lending - Regulation Z? 

    Give buyers information about the true cost of obtaining credit, so that borrowers can compare the costs of various lenders. 
     
  2. What is the right to rescind and what is not covered by this rule? 

    The borrower has a right to cancel the transaction by notifying the lender within three days. This does not apply to residential first mortgage loans. 
     
  3. What are the penalties for violating Regulation Z? 

    Twice the amount of the finance charge or a minimum of $100, up to a maximum of $1,000. 
    Also court costs, attorney fees and actual damages. 

    Willful violation of regulation Z is a misdemeanor that is punishable by a fine of up to $5,000 or one year in prison, or both. 
     
  4. What does ECOA prohibit? 

    Discrimination against applicants on the basis of race, color, religion, national origin, sex, marital status, age or dependency on public assistance
No. Subject Date Views
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Notice 부동산 용어 (A to Z) 2019.03.03 1437
200 Chapter 13 Quiz 2019.04.27 205
199 Chapter 13 Conclusion 2019.04.27 205
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197 Real Estate Practice - 29 (Understanding-Answers) 2019.04.27 70
196 Real Estate Practice - 28 (Understanding-Answers) 2019.04.26 104
195 Chapter 12 Quiz 2019.04.26 287
194 Chapter 12 Conclusion 2019.04.26 180
193 Real Estate Practice - 27 (Understanding-Answers) 2019.04.26 89
192 융자 프로그램의 종류 2019.04.26 68
191 Real Estate Practice - 26 (Understanding-Answers) 2019.04.26 71
190 Real Estate Practice - 25 (Understanding-Answers) 2019.04.26 864
189 Chapter 11 Quiz 2019.04.16 230
188 Chapter 10 Conclusion 2019.04.16 91
187 Real Estate Practice - 24 (Understanding-Answers) 2019.04.16 60
186 Real Estate Practice - 23 (Understanding-Answers) 2019.04.16 80
185 Chapter 10 Quiz 2019.04.16 172
184 Chapter 10 Conclusion 2019.04.16 105
183 Real Estate Practice - 22 (Understanding-Answers) 2019.04.16 89
182 Real Estate Practice - 21 (Understanding-Answers) 2019.04.16 64
181 Chapter 9 Quiz 2019.04.15 169
180 Chapter 9 Conclusion 2019.04.15 80
179 Real Estate Practice - 20 (Understanding-Answers) 2019.04.15 78
178 Real Estate Practice - 19 (Understanding-Answers) 2019.04.15 56
177 Chapter 8 Quiz 2019.04.14 724
176 Chapter 8 Conclusion 2019.04.14 824
175 Real Estate Practice - 18 (Understanding-Answers) 2019.04.14 40
174 Preparing Your Website 2019.04.14 49
173 Real Estate Practice - 17 (Understanding-Answers) 2019.04.14 46
172 Chapter 7 Quiz 2019.04.14 183