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부동산

Quiz 12 Corrections

2019.05.15 18:36 Views : 386

The American Land Title Association (ALTA) policy is an extended coverage policy that insures against many of the items excluded in the CLTA standard policy.

The standard policy in California is the California Land Title Association (CLTA) policy.

The escrow doesn’t officially close until the deed has been recorded.

Escrow instructions are the written authorization and instructions for how an escrow agent will perform in the transaction.

RESPA is administered by the Consumer Financial Protection Bureau (CFPB).

A debit is money that the buyer or seller needs to pay at closing.

The Real Estate Settlement and Procedures Act (RESPA) of 1974 was created to ensure that the buyer and seller in a residential real estate transaction have knowledge of all settlement costs.

Transaction information includes names and addresses for both the borrowers and sellers and the lender’s name.

Interest is payable in arrears.

"Accrued expenses are those expenses that the seller incurred but have not yet been billed for at the time of closing. These items are paid in arrears."

A vendee policy is used when a property is being purchased through a land sales contract, purchase money mortgage, or purchase money trust deed.

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