1 of 10 - Jane feels she has been discriminated against in her search for a new home. She's a single mother of two who works full time. Where does she go with a complaint?
The Office of Fair Housing and Equal Opportunity (OFHEO)
Her real estate agent and HUD
Her real estate agent, HUD and MLS
The Attorney General's Office
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2 of 10 - Martha and Liz have applied for a mortgage. They both have excellent credit and very successful careers and they are perfect on paper. Martha and Liz are partners and are expecting the birth of their first child together. They are denied a loan. What's the violation here?
Martha and Liz have been denied full protection under the Equal Opportunity in Housing Act.
Martha and Liz have been denied the full protection of the Equal Credit Opportunity Act (ECOA). The ECOA is a part of the Fair Financing Laws.
Martha and Liz have been denied the full protection of the Fair Housing Act of 1968; an integral part of the Fair Financing Laws.
None of the above
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3 of 10 - Jane has filed her complaint of discrimination. She also wants to seek some sort of punitive damages. What are her options, if any?
Jane has one year from the date of the violation to bring suit. She may seek actual damages and a court order to allow her to buy or lease the original property she was denied.
Jane has three years from the date of the violation. She may seek a restraining order, actual damages, and punitive damages of up to $10,000.
Jane may only file a complaint. The law does not allow any litigation in fair housing matters due to the extremely difficult nature of the cases
Jane may file suit within two years of the violation. She may seek a restraining order, actual damages, and punitive damages of up to $1,000.
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4 of 10 - While waiting in the lobby of the Fair Real Estate Company's office, Samir and Rhadika overhear an agent tell clients, "You wouldn't be happy in THAT neighborhood. It's very "colorful," if you know what I mean." Which ruling by the Supreme Court dealt with this issue?
The prohibition of discrimination based on sex and discrimination against handicapped persons and families with children, Jones v. Mitchell.
Fair housing laws apply to home sellers as well as to agents. If an agent goes along with a client's discriminatory act, the agent is equally liable for the violation, Mayer v. Johnson.
All discrimination in selling or renting residential property based on race is prohibited under the provisions of the Civil Rights Act of 1866, Jones v. Mayer.
All brokers must display a HUD standard poster affirming the broker's compliance with fair housing laws in selling, renting, advertising, and financing residential properties, Jones v. Smith.
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5 of 10 - John is studying for his California real estate license. He is studying federal law, state law, and local law. Now, he is trying to get a handle on something called "Professional Code." What source has no input on the topic John is currently studying?
Federal and state legislation
Industry self-regulation through trade associations and institutes
The Better Business Bureau®
State real estate licensing regulation
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6 of 10 - Miguel and Maria have found a wonderful condo to lease. They call the owner and express their interest. The owner tells the couple it is no longer available for lease. Two weeks later, Maria sees the "FOR LEASE" sign outside the condo. Which act or law has been violated by the owner?
The Civil Rights Act of 1866
Executive Order 11063
The Clayton Antitrust Act
The American Housing Act of 1949
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7 of 10 - The Ritchie family has put their home on the market. The Sampsons make an offer on the Ritchies' home. Suddenly, the Ritchies decide not to sell their home. They explain to Sara, their agent, that the Sampsons "aren't quite right" for the neighborhood. What should Sara do?
The Ritchies are her clients. Sara must honor their wishes and remove the home from the market.
Sara must explain to the Richies that she cannot ethically remove a property from the market, after an offer has been made, to sidestep a purchase by a party.
Sara must withdraw herself from the relationship with the Ritchies or from any situation where client discrimination occurs.
Both B and C
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8 of 10 - Agent Smith tells the Jacob family the Fernwood neighborhood is beautiful, attractive, and highly desirable. The next day, Agent Smith tells the Miller family that Fernwood is deteriorating, values are falling, and the school district is less than stellar. Name the form of illegal discrimination.
Discriminatory misrepresentation
Steering
It is not a form of illegal discrimination.
Blockbusting
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9 of 10 - John is still studying for his California real estate license. Once again, he is having a difficult time keeping areas straight. Help John with the largest area of the NAR Code of Ethics Standards and Practices.
Article 16 - Ethics and Agency Relationships
Article 12 - Truth in Advertising
Article 9 - Disclosure
Article 1 -Protecting the Best Interest of the Client
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10 of 10 - John is trying to keep things straight while he studies. He's having a rough time distinguishing federal and state legislation. Help John with the primary focus of federal legislation.
